Thursday, September 26, 2013

WreckCheck

The National Association of Insurance Commisioners or NAIC has created an app.  Sounds like a yawn fest to you?  Well, in the insurance world, accidents happen.  When they do will you remember all the information you need to provide your insurance carrier?  Not always.  This app will help.

The App is called WreckCheck.  It is a mobile quetionnaire that can be filled out at the accident site along with pictures and emailed to your carrier or customer service agent.  If you are like me I am leary of any app I add.  This is a safe app to add to your smartphone. 

In an accident the information you need to provide the other driver is your name, your telephone number, and your insurance information including your agent's telephone number .  Do not let someone copy your driver's license or provide your home address to the other driver.  You can provide all that information to the police.  Identity theives and plain old theives have many scams to get your information auto accidents are one. 

After an accident do you call the police?  The answer is yes.  The police report can help facilate the insurance claim process.  If the other driver offers to take money not to report the claim do not give or agree to give anyone money.  You disrupt any insurance claim process and the other person will still present a claim to the insurance company. That too is another scam.

Accidents happen and the free app can help take some stress out of already stressful situation.  No smartphone?  http://www.insureuonline.org/auto_accident_checklist.pdf  download the brochure with the same information as the app and keep it in your car.

Had an auto accident? We got an app for that.

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